Send money home. In your language. In 90 seconds.

WhatsApp and Telegram-powered remittances to Nigeria, Germany, Ghana, Kenya, and South Africa. No app to download. No hidden fees.

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2,000+ diaspora sending money home
C

Cend

bot

Today

Abeg send 50 euro give my mama for Lagos

10:42 AM

No wahala! I go send ₦81,750 to your mama for Lagos.

Rate: €1 = ₦1,635

Fee: €0.00

Click below to pay securely with your card or Apple Pay.

10:42 AM

Done! ✅ ₦81,750 has been delivered to Mama's account. It took 84 seconds.

10:44 AM
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How it works

Three simple steps. No apps to download, no confusing menus.

Step 1: Message Cend

Open WhatsApp or Telegram and say what you need, in any language.

Step 2: Confirm & Pay

See the guaranteed rate, confirm the amount, and pay instantly by card or Apple/Google Pay.

Step 3: Money Arrives

Your family receives naira, cedis, or shillings in their bank or mobile wallet in under 90 seconds.

More money reaches home

We use stablecoin infrastructure to settle transfers instantly, saving you money on every transaction.

What your family gets for €500

Cend
₦817,500
LemFi
₦809,500
Wise
₦790,000
Western Union
₦770,000
Your family receives ₦8,000 more on every €500 transfer.
Join Waitlist

We speak your language. Literally.

No need to learn a new app interface. Just type or send a voice note in the language you're most comfortable with. Our AI instantly understands intent, extracts the details, and processes the transfer.

EnglishPidginYorubaGermanFrench
English

Send 50 euro to my mum

Pidgin

Abeg send 50 euro give my mama

Yoruba

Ran owó €50 sí mama mi

German

Schick 50 Euro an meine Mutter

French

Envoie 50 euros à ma mère

More than just sending money

90-Second Transfers

Powered by advanced stablecoin settlement, funds move from Europe to Africa faster than you can boil a kettle.

Hold in Dollars

Recipients can choose to hold received funds in USD stablecoins and convert to local currency when the rate is best.

Ajo Groups

Organize rotating savings (Ajo/Esusu) with your community, fully automated and managed within your WhatsApp group.

AI That Understands You

No forms to fill, no menus to navigate. Just tell Cend what you need naturally, and our AI does the heavy lifting.

Built on infrastructure you can trust.

  • Bank-grade AES-256 encryption
  • KYC-verified users via Sumsub
  • Licensed payout partners in all regions
  • Full immutable audit trail
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Polygon
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Ready to send money home?

Experience the fastest, easiest way to support your loved ones. Message us today.

Not ready yet? Join the waitlist.

Be the first to know when we launch new features and better rates.