Send money home.
In your language.
In 90 seconds.
WhatsApp and Telegram-powered remittances to Nigeria, Germany, Ghana, Kenya, and South Africa. No app to download. No hidden fees.
Cend
bot
Abeg send 50 euro give my mama for Lagos
No wahala! I go send ₦81,750 to your mama for Lagos.
Rate: €1 = ₦1,635
Fee: €0.00
Click below to pay securely with your card or Apple Pay.
Done! ✅ ₦81,750 has been delivered to Mama's account. It took 84 seconds.
How it works
Three simple steps. No apps to download, no confusing menus.
Step 1: Message Cend
Open WhatsApp or Telegram and say what you need, in any language.
Step 2: Confirm & Pay
See the guaranteed rate, confirm the amount, and pay instantly by card or Apple/Google Pay.
Step 3: Money Arrives
Your family receives naira, cedis, or shillings in their bank or mobile wallet in under 90 seconds.
More money reaches home
We use stablecoin infrastructure to settle transfers instantly, saving you money on every transaction.
What your family gets for €500
We speak your language. Literally.
No need to learn a new app interface. Just type or send a voice note in the language you're most comfortable with. Our AI instantly understands intent, extracts the details, and processes the transfer.
Send 50 euro to my mum
Abeg send 50 euro give my mama
Ran owó €50 sí mama mi
Schick 50 Euro an meine Mutter
Envoie 50 euros à ma mère
More than just sending money
90-Second Transfers
Powered by advanced stablecoin settlement, funds move from Europe to Africa faster than you can boil a kettle.
Hold in Dollars
Recipients can choose to hold received funds in USD stablecoins and convert to local currency when the rate is best.
Ajo Groups
Organize rotating savings (Ajo/Esusu) with your community, fully automated and managed within your WhatsApp group.
AI That Understands You
No forms to fill, no menus to navigate. Just tell Cend what you need naturally, and our AI does the heavy lifting.
Built on infrastructure you can trust.
- Bank-grade AES-256 encryption
- KYC-verified users via Sumsub
- Licensed payout partners in all regions
- Full immutable audit trail